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Accept Payments via Banco de Crédito e Inversiones with Echo Money

Enable customers to pay using Banco de Crédito e Inversiones, one of the most trusted payment methods in Chile.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

Summary

About Banco de Crédito e Inversiones

Banco de Crédito e Inversiones logo

Banco de Crédito e Inversiones is a widely used payment method in Chile, supporting consumer and business transfers via private commercial retail bank transfer standards. It plays an important role in the payment ecosystem, offering a familiar, trusted way for customers to complete transactions.

Capturing an estimated 15% of retail accounts alongside 3M+ digital users, Banco de Crédito e Inversiones has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Chile. For businesses looking to expand into Chile, accepting Banco de Crédito e Inversiones can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience. Through Echo Money, businesses can accept Banco de Crédito e Inversiones seamlessly, manage settlements, and access local infrastructure easily.

At a glance

Payment method snapshot

Payment Method: Banco de Crédito e Inversiones
Country: 🇨🇱 Chile
Currency: CLP
Payment Type: Bank Transfer
Consumer Reach: 3M+
Settlement Speed Instant
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 215+ local payment methods including Banco de Crédito e Inversiones, global payment rails, and stablecoin infrastructure.

2

Enable Banco de Crédito e Inversiones. Activate Banco de Crédito e Inversiones for your business and configure how you want to collect, send, or settle payments in Chile without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through Banco de Crédito e Inversiones via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Chile without the complexity of managing local payment infrastructure.

Benefits for Businesses
Accepting Banco de Crédito e Inversiones in Chile

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Increase Conversion Rates with a Familiar Checkout Experience

Customers in Chile are more likely to complete a purchase when they see payment methods they already know and trust. By offering Banco de Crédito e Inversiones through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including Banco de Crédito e Inversiones, are deeply integrated into the financial ecosystem of Chile. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Chile

Not every customer in Chile prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting Banco de Crédito e Inversiones, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Chile often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept Banco de Crédito e Inversiones through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because Banco de Crédito e Inversiones is widely used in Chile, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting Banco de Crédito e Inversiones through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses Banco de Crédito e Inversiones in Chile?

Businesses across industries use Banco de Crédito e Inversiones to offer a more localized payment experience and improve payment performance in Chile.

E-commerce Platforms use Banco de Crédito e Inversiones to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on Banco de Crédito e Inversiones to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage Banco de Crédito e Inversiones to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use Banco de Crédito e Inversiones to collect local payments in Chile without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use Banco de Crédito e Inversiones to reach customers in Chile through familiar and trusted payment methods.

Why do businesses use Echo Money for Banco de Crédito e Inversiones?

Echo Money brings Banco de Crédito e Inversiones and 215+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable Banco de Crédito e Inversiones through a single API and manage collections, payouts, and settlement alongside 215+ local payment methods.

Built-in Compliance

Accept Banco de Crédito e Inversiones with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through Banco de Crédito e Inversiones and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer Banco de Crédito e Inversiones through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

Start accepting Banco de Crédito e Inversiones payments today

Connect to Banco de Crédito e Inversiones through Echo Money and give customers a payment experience they already know and trust.

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