Echo Money

A Single API for Every Global Payment Method

Start Moving Money Integrate with your Business

Accept 215+ local payment methods across 110+ countries through a single, fully compliant, and white-labelled API.

215+ Payment methods
110+ Countries
Global

Global

GLOBAL · Multi-currency

🌍

Supported rails

SWIFT Visa Mastercard

All countries

Every market with a payment-methods page, by region.

North America
South America
Eurozone
Africa
Middle East
West Asia
Central Asia
South Asia
East Asia
Southeast Asia
Oceania

Payment methods

Guides to the rails we settle on, market by market.

Integration

One API. Every Rail.

Give customers the flexibility to pay the way they already do.
1

Quote the corridor. A source currency, a destination currency and an amount. You get back the live rate, the fees and what your recipient receives — a figure to show, not a reservation.

2

Send it over the local rail. Post the contact you are paying and the amount, then confirm it. Echo Money settles over the local rail for that destination — PIX, SEPA, UPI — so you never integrate one directly.

3

Get told when it moves. Post the URL you want the events on. Echo Money then pushes every payout and payin status change to it, signed, and retried if your server misses one.

View API documentation
payout.sh
# ECHO_API=https://api.echo.money/echo/api/v1

# 1 · Quote the corridor
curl "$ECHO_API/whitelabel/payouts/quotes\
?from=USD&to=INR&amount=100"
# → rate, fees, receiver amount

# 2 · Send it over the local rail
curl -X POST \
  "$ECHO_API/whitelabel/payouts/transactions" \
  -H "Content-Type: application/json" \
  -d '{"contact_id": "…", "from_amount": 100,
      "fiat_currency": "INR"}'
# → transaction id · status pending

# 3 · Get told when it moves
curl -X POST \
  "$ECHO_API/whitelabel/webhook-endpoints" \
  -H "Content-Type: application/json" \
  -d '{"url": "https://your-app.com/echo/webhook",
      "events": "*"}'
# → endpoint live · payout and payin events

The Old vs The Now

Stop stitching together dozens of banks

Traditional stitch-together Echo Money
Integration time 6–18 months per country Days, one contract
Rails covered SWIFT correspondent chain 215+ local rails, instant
FX pricing Opaque 2–3% markup Interbank, signed quote
Reconciliation Manual, multi-platform Single ledger, webhooks
Settlement 3–5 business days < 1m on instant rails

Why accepting local payments matters?

Increase conversion rates. Offer familiar payment methods that encourage customers to complete their purchases.

Improve payment acceptance rates. Optimize payment performance with the right mix of local rails, cards, and wallets.

Build customer trust. Provide payment experiences that feel local, secure, and familiar.

Reach more customers globally. Support regional payment preferences and unlock new markets.

Reduce cart abandonment. Remove payment friction at checkout and minimize drop-offs.

Deliver a better payment experience. Enable faster, simpler, and more reliable payments for every customer.

coverage footprint

Precise movement, at planetary scale.

Echo Money is built on institutional-grade security. We handle global compliance and continuous AML screening while keeping your funds completely safeguarded.

It's a single, ironclad standard that protects your money wherever it goes.

FINTRAC MSB. Canada AML / CFT aligned
110+ Countries
215+ Payment methods
70+ Currencies
11 Regions

Move money to anyone, anywhere, on any rail.

Start accepting payment with a single API across the globe with 215+ local payment methods that convert. Talk to our solutions team for a routing map tailored to your corridors.

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