Payment event history
Track payment lifecycle events across collections, conversions, settlements, payouts, and failures.
Ledger & Reconciliation
Payment ledger and reconciliation for cross-border operations
Keep payment events, balances, FX, settlement, and payout status connected so finance and support teams can investigate money movement with context.
Echo API Ledger & Reconciliation
01
Payment event history
Track payment lifecycle events across collections, conversions, settlements, payouts, and failures.
02
Finance-ready records
Connect payment references, fees, FX, recipient details, and settlement destinations into clear operational records.
03
Support visibility
Give operations teams enough context to investigate payment status without jumping across fragmented providers.
Finance teamsOperations teamsMarketplacesFintech platforms
Capabilities
Product infrastructure for real payment operations
Finance-ready records
Connect payment references, fees, FX, recipient details, and settlement destinations into clear operational records.
Support visibility
Give operations teams enough context to investigate payment status without jumping across fragmented providers.
Use Cases
Where teams use this
Each product maps to a high-intent commercial workflow, then links into the existing Echo Money product, industry, and contact pages.
Marketplace reconciliation
Match buyer collections, seller payouts, fees, and settlement events across multi-party flows.
Global payout reporting
Track payout status and returns across countries, methods, and recipient types.
FX and settlement review
Connect conversions and settlement state to the underlying business payment record.
Coverage
Supported rails & settlement
Availability depends on corridor, currency, onboarding status, and the final product configuration approved for the customer.
Ledger recordsPayment referencesWebhooksFX eventsPayout statusSettlement records
Why Echo
Built for cross-border businesses, not single-country payment flows
Built to show the full cross-border lifecycle, not only payment initiation.
Connects product, finance, and support teams around the same payment state.
Pairs reconciliation with actual money movement products and local rail coverage.
Related
Continue exploring Echo Money
FAQ
Common questions
What is payment reconciliation? +
Payment reconciliation is the process of matching payment records, bank or provider activity, fees, FX, settlement, and internal ledger entries.
Why is reconciliation harder for cross-border payments? +
Cross-border payments can involve multiple currencies, rails, providers, fees, settlement timings, and recipient statuses, which makes a clear event trail important.
Does Echo Money replace accounting software? +
Echo Money provides payment and settlement records for operational workflows; accounting system usage depends on each business setup.
Start Building
Map this flow to your corridors, currencies, and payment stack.
Create a sandbox account in minutes. Move to production once KYB approval is complete.
2 min
to first API key
1 API
covers 80+ corridors
Instant
cross-border settlement
24 / 7
engineer-led support
2 min
to first API key
1 API
covers 80+ corridors
Instant
cross-border settlement
24 / 7
engineer-led support