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Accept Payments via Banco del Pacífico with Echo Money

Enable customers to pay using Banco del Pacífico, one of the most trusted payment methods in Ecuador.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

Summary

About Banco del Pacífico

Banco del Pacífico logo

Banco del Pacífico is one of the most widely used payment methods in Ecuador, enabling consumers and businesses to send and receive payments through major electronic commercial bank transfer systems. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.

Capturing an estimated 20% of digital clearings alongside 3M+ regular clients, Banco del Pacífico has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Ecuador. For businesses looking to expand into Ecuador, accepting Banco del Pacífico can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience. Through Echo Money, businesses can accept Banco del Pacífico seamlessly, manage settlements, and access local infrastructure easily.

At a glance

Payment method snapshot

Payment Method: Banco del Pacífico
Country: 🇪🇨 Ecuador
Currency: USD
Payment Type: Bank Transfer
Consumer Reach: 3M+
Settlement Speed Instant
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 215+ local payment methods including Banco del Pacífico, global payment rails, and stablecoin infrastructure.

2

Enable Banco del Pacífico. Activate Banco del Pacífico for your business and configure how you want to collect, send, or settle payments in Ecuador without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through Banco del Pacífico via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Ecuador without the complexity of managing local payment infrastructure.

Benefits for Businesses
Accepting Banco del Pacífico in Ecuador

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Increase Conversion Rates with a Familiar Checkout Experience

Customers in Ecuador are more likely to complete a purchase when they see payment methods they already know and trust. By offering Banco del Pacífico through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including Banco del Pacífico, are deeply integrated into the financial ecosystem of Ecuador. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Ecuador

Not every customer in Ecuador prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting Banco del Pacífico, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Ecuador often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept Banco del Pacífico through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because Banco del Pacífico is widely used in Ecuador, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting Banco del Pacífico through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses Banco del Pacífico in Ecuador?

Businesses across industries use Banco del Pacífico to offer a more localized payment experience and improve payment performance in Ecuador.

E-commerce Platforms use Banco del Pacífico to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on Banco del Pacífico to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage Banco del Pacífico to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use Banco del Pacífico to collect local payments in Ecuador without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use Banco del Pacífico to reach customers in Ecuador through familiar and trusted payment methods.

Why do businesses use Echo Money for Banco del Pacífico?

Echo Money brings Banco del Pacífico and 215+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable Banco del Pacífico through a single API and manage collections, payouts, and settlement alongside 215+ local payment methods.

Built-in Compliance

Accept Banco del Pacífico with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through Banco del Pacífico and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer Banco del Pacífico through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

Start accepting Banco del Pacífico payments today

Connect to Banco del Pacífico through Echo Money and give customers a payment experience they already know and trust.

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