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Accept Payments via PIX with Echo Money

Enable customers to pay using PIX, one of the most trusted payment methods in Brazil.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

Summary

About PIX

PIX logo

Pix is one of the most widely used payment methods in Brazil, enabling consumers and businesses to send and receive payments through the central bank's instant A2A payment system. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.

With an estimated market share commanding over 40% of all e-commerce transactions and more than 150M+ active users, Pix has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Brazil. For businesses looking to expand into Brazil, accepting Pix can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience through Echo Money's streamlined global network.

At a glance

Payment method snapshot

Payment Method: PIX
Country: 🇧🇷 Brazil
Currency: BRL
Payment Type: Real-time Bank Transfer / A2A
Consumer Reach: 750M+
Settlement Speed Instant (< 10 seconds, 24/7)
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 150+ local payment methods including PIX, global payment rails, and stablecoin infrastructure.

2

Enable PIX. Activate PIX for your business and configure how you want to collect, send, or settle payments in Brazil without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through PIX via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Brazil without the complexity of managing local payment infrastructure.

Benefits for Businesses Accepting PIX in Brazil

1 / 6

Increase Conversion Rates with a Familiar Checkout Experience

Customers in Brazil are more likely to complete a purchase when they see payment methods they already know and trust. By offering PIX through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including PIX, are deeply integrated into the financial ecosystem of Brazil. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Brazil

Not every customer in Brazil prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting PIX, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Brazil often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept PIX through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because PIX is widely used in Brazil, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting PIX through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses PIX in Brazil?

Businesses across industries use PIX to offer a more localized payment experience and improve payment performance in Brazil.

E-commerce Platforms use PIX to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on PIX to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage PIX to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use PIX to collect local payments in Brazil without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use PIX to reach customers in Brazil through familiar and trusted payment methods.

Why do businesses use Echo Money for PIX?

Echo Money brings PIX and 150+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable PIX through a single API and manage collections, payouts, and settlement alongside 150+ local payment methods.

Built-in Compliance

Accept PIX with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through PIX and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer PIX through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

PIX is a widely used payment method in Brazil that enables consumers and businesses to move money securely through local payment infrastructure.

Start accepting PIX payments today

Connect to PIX through Echo Money and give customers a payment experience they already know and trust.

Integrate Now