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Accept Payments via ZaloPay with Echo Money

Enable customers to pay using ZaloPay, one of the most trusted payment methods in Vietnam.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

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Summary

About ZaloPay

ZaloPay logo

ZaloPay is one of the most widely used payment methods in Vietnam, enabling consumers and businesses to send and receive payments through a deeply embedded social ecosystem wallet. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.

Commanding an estimated market share of 18% of wallet checkouts with more than 20M+ active profiles, ZaloPay has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Vietnam. For businesses looking to expand into Vietnam, accepting ZaloPay can help improve checkout conversion rates, increase payment acceptance, and provide a localized experience. Through Echo Money, businesses can accept ZaloPay effortlessly, manage settlements, and connect to local financial networks.

At a glance

Payment method snapshot

Payment Method: ZaloPay
Country: 🇻🇳 Vietnam
Currency: VND
Payment Type: Wallets
Consumer Reach: 20M+
Settlement Speed Instant
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API
Start Accepting Payments via ZaloPay

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 215+ local payment methods including ZaloPay, global payment rails, and stablecoin infrastructure.

2

Enable ZaloPay. Activate ZaloPay for your business and configure how you want to collect, send, or settle payments in Vietnam without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through ZaloPay via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Vietnam without the complexity of managing local payment infrastructure.

Benefits for Businesses
Accepting ZaloPay in Vietnam

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Increase Conversion Rates with a Familiar Checkout Experience

Customers in Vietnam are more likely to complete a purchase when they see payment methods they already know and trust. By offering ZaloPay through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including ZaloPay, are deeply integrated into the financial ecosystem of Vietnam. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Vietnam

Not every customer in Vietnam prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting ZaloPay, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Vietnam often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept ZaloPay through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because ZaloPay is widely used in Vietnam, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting ZaloPay through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses ZaloPay in Vietnam?

Businesses across industries use ZaloPay to offer a more localized payment experience and improve payment performance in Vietnam.

E-commerce Platforms use ZaloPay to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on ZaloPay to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage ZaloPay to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use ZaloPay to collect local payments in Vietnam without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use ZaloPay to reach customers in Vietnam through familiar and trusted payment methods.

Why do businesses use Echo Money for ZaloPay?

Echo Money brings ZaloPay and 215+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable ZaloPay through a single API and manage collections, payouts, and settlement alongside 215+ local payment methods.

Built-in Compliance

Accept ZaloPay with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through ZaloPay and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer ZaloPay through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

Start accepting ZaloPay payments today

Connect to ZaloPay through Echo Money and give customers a payment experience they already know and trust.

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