Americas · Fiat
USD
US Dollar · United States
🇺🇸
Routing
021 000 021
Account
·· ·· 4429
Account issuance · 10+ currencies
Open multi-currency
accounts in minutes, not months.
Issue named fiat and stablecoin accounts for individuals and businesses across 80+ countries. Every account is backed by locally-licensed banking partners — no entity setup required.
Locally-licensed partners
Segregated client funds
5-min onboarding
10+
Local currencies
80+
Countries covered
~5m
Account catalogue
Pick a currency. We provision the rails.
Each account ships with locally-clearing details — IBAN, routing, PIX key, virtual VPA — and connects directly to the country's domestic rails.
Showing 10 accounts
Europe · Fiat
EUR
Euro · Eurozone (SEPA)
🇪🇺
IBAN
DE89 3704 …4429
BIC
CLRBEURXXX
Europe · Fiat
GBP
British Pound · United Kingdom
🇬🇧
Sort code
04-00-04
Account
·· ·· 4429
Americas · Fiat
MXN
Mexican Peso · Mexico
🇲🇽
CLABE
6461 8000 …4429
Americas · Fiat
BRL
Brazilian Real · Brazil
🇧🇷
PIX key
Agência
0001 · 4429
Asia-Pacific · Fiat
PHP
Philippine Peso · Philippines
🇵🇭
Account
0091 …4429
Asia-Pacific · Fiat
IDR
Indonesian Rupiah · Indonesia
🇮🇩
Account
7770 …4429
Africa · Fiat
NGN
Nigerian Naira · Nigeria
🇳🇬
Account
0192 …4429
Middle East · Fiat
AED
UAE Dirham · United Arab Emirates
🇦🇪
IBAN
AE07 0331 …4429
Asia-Pacific · Fiat
VND
Vietnamese Đồng · Vietnam
🇻🇳
Account
0011 …4429
Fiat + Stablecoin
Hold balances in USDC, USDT alongside your fiat accounts.
Bridge in and out of fiat in a single ledger. Pay suppliers in stablecoin, receive collections in local currency, and let our routing engine settle through the cheapest rail every time.
U USDC T USDT
Wallet · USDC
$248,219.40
0x9fA2…41eC · echoreceive.usdc
In · 24h
+ 14,802
Out · 24h
− 9,118
From signup to first transfer
Four steps. One operational hour.
01 ~2 min
Sign up & verify
Email, phone, country. Individual or business — we handle the doc collection in-flow.
02 ~3 min
KYC / KYB pass
Real-time identity and entity verification, sanctions and PEP checks on the individual, business, and its UBOs.
03 ~30 sec
Pick currencies
Toggle accounts on as you need them. Add or remove currencies later — no re-verification.
04 live
Receive & pay out
Named accounts go live with full clearing details. Send via dashboard or one API call.
Built for both
Individuals & businesses, same rails.
Individual
Personal accounts
- Open in 5 minutes with passport or local ID
- Hold up to 10 currencies under one identity
- Receive salary, freelance income & remittances locally
- Convert at interbank — NO hidden FX
Setup fee $0
Business
KYB · entity accounts
- Named accounts in your registered entity name
- Sub-accounts per customer, vendor or marketplace seller
- Webhooks, ledger API & multi-user permissions
- Volume pricing from $50k/month — talk to sales
KYB clearance ~24h
Licensed & supervised
Issuance you can audit & defend.
Local accounts are issued through our network of regulated banking partners in each jurisdiction, so client funds are always held under appropriate licensing.
AES-256
End-to-end encryption
99.99%
Issuance API uptime
24 / 7
Transaction monitoring
100%
Segregated client funds
~5 min
Clearance
Ready when you are
Open your first local account in the next ten minutes.
No setup fees. No minimums. Add new currencies as your operations expand into new corridors.