Payment API

Cross-border payment API for global platforms

Build international money movement into your product without managing separate bank, FX, stablecoin, payout, and reconciliation integrations.

Echo API Payment API
01
Unified money movement API

Create collections, conversions, payouts, and settlement flows from a consistent API surface.

02
Routing abstraction

Use local rails, bank transfers, or stablecoin corridors without exposing rail-level complexity to your product.

03
Webhook-first operations

Keep your product updated with structured status events for payment, FX, settlement, and payout lifecycle changes.

FintechsNeobanksB2B platformsDeveloper-led payment teams

Capabilities

Product infrastructure for real payment operations

Unified money movement API

Create collections, conversions, payouts, and settlement flows from a consistent API surface.

Routing abstraction

Use local rails, bank transfers, or stablecoin corridors without exposing rail-level complexity to your product.

Webhook-first operations

Keep your product updated with structured status events for payment, FX, settlement, and payout lifecycle changes.

Use Cases

Where teams use this

Each product maps to a high-intent commercial workflow, then links into the existing Echo Money product, industry, and contact pages.

Embedded remittance

Add cross-border send-money flows inside a wallet, fintech app, or marketplace product.

B2B platform payments

Power supplier, vendor, seller, and partner payments across regions.

Stablecoin-to-fiat settlement

Bridge treasury or user balances into fiat payout destinations where supported.

Coverage

Supported rails & settlement

Availability depends on corridor, currency, onboarding status, and the final product configuration approved for the customer.

REST APIWebhooksLocal railsSWIFTSEPAUPIStablecoin corridors

Why Echo

Built for cross-border businesses, not single-country payment flows

One developer integration for several cross-border payment primitives.

Designed for product teams that need payment state, not just transfer initiation.

Connects API-led flows with operational dashboards and support workflows.

FAQ

Common questions

What can I build with the Echo Money cross-border payment API? +

You can build collection, payout, FX, local account, and stablecoin-enabled payment flows for eligible business use cases.

Does Echo Money provide webhooks? +

Echo Money is designed around API and event-driven payment operations, including lifecycle updates that help teams track payment state.

Who is this API for? +

The API is built for fintechs, marketplaces, B2B platforms, and businesses embedding cross-border money movement into their own product.

Start Building

Map this flow to your corridors, currencies, and payment stack.

Get started

Start building with
Echo Money

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Create a sandbox account in minutes. Move to production once KYB approval is complete.

2 min
to first API key
1 API
covers 80+ corridors
Instant
cross-border settlement
24 / 7
engineer-led support