Remittance API

Remittance API for embedded cross-border payments

Build send-money and payout experiences into your product with cross-border routing, recipient setup, FX workflows, and local delivery paths where supported.

Echo API Remittance API
01
Recipient setup

Collect beneficiary information and route payments through supported local delivery methods.

02
FX and corridor handling

Design flows around source currency, destination currency, fees, payment state, and settlement path.

03
Compliance workflow support

Connect KYC/KYB, purpose-of-payment, and transaction review requirements to cross-border money movement.

Fintech appsNeobanksWalletsPayroll platforms

Capabilities

Product infrastructure for real payment operations

Recipient setup

Collect beneficiary information and route payments through supported local delivery methods.

FX and corridor handling

Design flows around source currency, destination currency, fees, payment state, and settlement path.

Compliance workflow support

Connect KYC/KYB, purpose-of-payment, and transaction review requirements to cross-border money movement.

Use Cases

Where teams use this

Each product maps to a high-intent commercial workflow, then links into the existing Echo Money product, industry, and contact pages.

Embedded send-money

Add cross-border transfer features to fintech, wallet, or payroll products.

Business remittance

Support supplier, contractor, or partner transfers in supported corridors.

Corridor pages

Power focused corridors such as UAE to India with local delivery and compliance workflows.

Coverage

Supported rails & settlement

Availability depends on corridor, currency, onboarding status, and the final product configuration approved for the customer.

Local bank railsUPISWIFTFXStablecoin settlementWebhooks

Why Echo

Built for cross-border businesses, not single-country payment flows

Designed for embedded products that need payment state and corridor flexibility.

Combines local delivery paths with broader cross-border payment infrastructure.

Keeps compliance and eligibility requirements attached to the transfer flow.

FAQ

Common questions

What is a remittance API? +

A remittance API lets a business embed cross-border send-money or payout flows into its own product using programmatic payment infrastructure.

Is remittance only consumer-to-consumer? +

No. Remittance-style APIs can also support business, platform, payroll, marketplace, and supplier payment use cases where supported.

Can a remittance API include stablecoin settlement? +

Eligible flows may use stablecoin infrastructure as part of funding or settlement design where supported.

Start Building

Map this flow to your corridors, currencies, and payment stack.

Get started

Start building with
Echo Money

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Create a sandbox account in minutes. Move to production once KYB approval is complete.

2 min
to first API key
1 API
covers 80+ corridors
Instant
cross-border settlement
24 / 7
engineer-led support